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The DevPay App

The whole bank, in your pocket.

Take a tour of the DevPay app — the entire financial operating system for Türkiye, redesigned to fit in one hand. From your daily balance to cross-border transfers, merchant tools, investing, and a community exchange, every module lives on one rail.

Concept preview · In development · Not yet available to download

Live interactive demo · Tap and explore

A guided tour

Seven screens. One financial life.

Every part of the DevPay app is designed to feel calm and obvious. Here's a look at the screens you'll use every day — and the powerful modules waiting underneath.

01Home

Your money, at a single glance.

The home screen greets you with your real-time balance, weekly momentum, and a living spending analysis — so you always know exactly where you stand before you do anything else.

  • Total balance, front and center

    Your combined balance with a tap-to-hide privacy toggle and weekly change indicator.

  • Spending analysis

    A 7-day, 30-day, and 3-month view of where your money goes, broken down by category.

  • AI Stability Score

    A live financial-health score (78) with personalized suggestions ready when you tap in.

DevPay home screen with total balance of ₺24.380, weekly change, and spending analysis chart
02Quick action

Everything you need, one tap away.

The central action button opens a quick-action sheet, putting the four things you do most within instant reach — no menus, no digging.

  • Send & request money

    Transfer to any contact instantly, or generate a payment request in seconds.

  • Add money

    Top up your balance directly from any linked card.

  • Pay by QR

    Scan a code and pay instantly — commission-free between DevPay accounts.

DevPay quick action sheet showing send money, request money, add money, and QR pay
03Cross-border

Send value across the border, lawfully.

A guided five-step flow lets you choose a destination country and currency with live exchange rates. Built to restore routine financial access where it has been hardest to reach.

  • Country & currency picker

    Search any supported destination — İran, BAE, Irak, and more — with live FX rates.

  • Transparent five-step flow

    A clear, step-by-step wizard so you always know exactly what's happening with your money.

  • Compliant by design

    Every transfer is screened so lawful payments flow while sanctioned mechanisms stay out.

DevPay cross-border transfer flow showing country and currency selection with live rates
Dev Ekosistem

Beyond banking: a full financial OS.

Tap into the Dev Ecosystem and your app unfolds into modules — from a complete Merchant OS to investing and a community knowledge exchange. Twelve modules, activated as you grow.

12

Modules

3

Active now

78

Health score

04Genel Bakış · Overview

One operating system for everything.

The ecosystem overview shows every module in one place — what's active, what's in development, and how it all connects under a single DevPay infrastructure.

  • Every module, connected

    Payments, identity, and investing all share one underlying financial rail.

  • Active vs. in development

    See which modules are live today and which are arriving next, like DevInvest in Q3 2026.

  • Stabilite AI built in

    Your AI financial advisor tracks a risk score across the whole ecosystem.

DevPay ecosystem overview screen showing active and in-development modules
05DevİŞİM · Merchant OS

Turn your phone into a business.

DevİŞİM is a complete Merchant OS. Accept payments by QR or virtual POS, track your monthly volume and commission, and plug into the tools you already use.

  • Accept payments anywhere

    QR code collection (commission-free between DevPay accounts) and a full virtual POS for cards.

  • Live merchant metrics

    Monthly volume, transaction count, and commission rate, all on one dashboard.

  • Integrations

    Connect e-commerce, restaurant, and freelance workflows — Ticimax, Shopify, and more.

DevPay DevisIm Merchant OS screen showing monthly volume, QR payments, virtual POS, and integrations
06DevInvest

Grow your money, automatically.

DevInvest brings investing into the same app. Preview a diversified portfolio, protect against inflation with gold, and invest your spare change without thinking about it.

  • Inflation protection

    Hold Gram Altın (gold) and watch long-term performance right inside your portfolio preview.

  • Diversified portfolio

    A BIST100 index fund and a crypto basket are arriving to round out your options.

  • Round-up micro-investing

    Automatically invest the spare change from every purchase — choose ₺1, ₺5, or ₺10.

DevPay DevInvest screen showing portfolio preview with gold, BIST100 fund, and round-up micro-investing
07ValueMesh · Knowledge exchange

Invest in ideas, share in their value.

ValueMesh is a community exchange where you can back real projects across AI, fintech, and biotech — and hold a stake in the value they create.

  • A live project marketplace

    186 projects and ₺2.4M in volume across AI, fintech, and biotech categories.

  • Hold a stake

    Track your portfolio across multiple projects with transparent estimated returns.

  • Low minimums

    Start backing projects from as little as ₺250, with clear funding progress and timelines.

DevPay ValueMesh screen showing project funding marketplace with categories and a featured AI project
Concept preview

A glimpse of what we're building.

These screens are an early design preview of DevPay — the financial operating system for Türkiye. The product is still in development and not yet available to download.